Commercial Insurance
Commercial insurance protects the foundation of your business from the unexpected, so you can focus on running and growing it with confidence. From property and liability coverage to specialized industry solutions, we help tailor protection that fits your operations, risks, and goals. At Mullinax Insurance Group, we simplify the process and deliver coverage built around your business, not a one-size-fits-all policy.
Commercial Property
Commercial Property insurance helps protect your business's physical assets, including buildings, equipment, inventory, furniture, and supplies. Coverage can help you recover from losses caused by events such as fire, theft, vandalism, and certain weather-related incidents.
Commercial Auto
Commercial Auto insurance helps protect vehicles used for business purposes, including cars, trucks, vans, and specialty vehicles. Coverage can help pay for accidents, vehicle damage, liability claims, and medical expenses, keeping your business moving when the unexpected happens.
General Liability
Commercial General Liability (CGL) insurance helps protect your business from claims involving bodily injury, property damage, and personal or advertising injury. It provides essential coverage for everyday business risks so you can operate with confidence.
Workers Comp
Workers' Compensation insurance helps provide benefits to employees who suffer work-related injuries or illnesses. Coverage can help pay for medical expenses, lost wages, rehabilitation costs, and other benefits while also helping protect employers from certain liability claims.
Builders RiskÂ
Builders Risk insurance helps protect a construction project from covered losses while it is being built or renovated. It can provide coverage for the structure, materials, and equipment against risks such as fire, theft, vandalism, and certain weather-related damage during the course of construction.
Cyber Insurance
Cyber insurance helps protect businesses from financial losses related to data breaches, cyberattacks, and other digital threats. Coverage can include costs for data recovery, business interruption, legal fees, customer notification, and credit monitoring services after a cyber incident.
Surety Bonds
Surety bonds provide a financial guarantee that a business or individual will fulfill their contractual obligations or comply with applicable laws and regulations. If the bonded party fails to meet their responsibilities, the bond helps protect the client or governing entity from financial loss.
Errors & Omissions
Errors & Omissions (E&O) insurance protects businesses and professionals against claims of negligence, mistakes, or failure to deliver services as promised. It helps cover legal expenses and potential settlements resulting from professional errors.
Directors & Officers
Directors & Officers (D&O) insurance helps protect company leaders from claims related to decisions made while managing the business. It can cover legal defense costs, settlements, and judgments arising from allegations of mismanagement, breach of fiduciary duty, or other leadership-related claims.
Business Owners Policy
A Business Owners Policy (BOP) combines essential coverages—typically general liability and commercial property insurance into one convenient package for small to mid-sized businesses. It helps protect against common risks like property damage, liability claims, and certain business interruptions, often at a more cost-effective rate than purchasing policies separately.
Employment Practices Liability
Employment Practices Liability Insurance helps protect businesses against claims made by employees related to workplace issues such as wrongful termination, discrimination, harassment, retaliation, and other employment-related allegations. It can help cover legal defense costs, settlements, and judgments.
Commercial Flood
Commercial Flood insurance helps protect your business property from damage caused by flooding, which is typically not covered under standard commercial property policies. Coverage can help pay for repairs to buildings, equipment, inventory, and other assets after a flood event.