Personal Insurance
Homeowners Insurance
Homeowners insurance helps protect your home and personal belongings from covered risks such as fire, theft, wind, and certain types of water damage. It also includes liability coverage if someone is injured on your property and you’re found legally responsible.
Condo Insurance
Condo insurance helps protect your personal belongings, interior unit upgrades, and provides liability coverage for accidents that occur inside your unit. It also helps cover loss assessments that may be charged by the condo association after a covered claim.
Renters Insurance
Renters insurance helps protect your personal belongings from covered losses such as theft, fire, and vandalism while also providing personal liability coverage. It offers peace of mind without insuring the building itself, which is covered by the landlord's policy.
Landlord Insurance
Landlord insurance is designed for property owners who rent out residential properties. It can help protect the dwelling, provide liability coverage, and offer protection against certain rental-related risks.
Vacant Home Insurance
Vacant home insurance provides coverage for a property that is unoccupied for an extended period, protecting against risks like fire, vandalism, and certain weather-related damage. Because vacant homes carry higher risk, this policy is specifically designed to fill gaps that a standard homeowners insurance policy typically excludes.
Flood Insurance
Flood insurance provides protection for damage caused by rising water, heavy rainfall, storm surge, and other flooding events that are typically not covered by standard homeowners insurance policies.
Auto Insurance
Auto insurance helps protect you financially if you're involved in an accident, your vehicle is damaged, or you're liable for injuries or property damage. Coverage options can include liability, collision, comprehensive, uninsured motorist, and more.
 Motorcycle Insurance
Motorcycle insurance helps protect riders financially in the event of an accident, theft, or damage to their bike. It can also provide liability coverage for injuries or property damage you may cause to others while riding.
RV Insurance
RV insurance provides protection for motorhomes and travel trailers, covering both the vehicle itself and liability while on the road or parked. It can also include coverage for personal belongings, vacation liability, and roadside assistance depending on how the RV is used.
Boat & Watercraft Insurance
Boat insurance helps protect watercraft such as fishing boats, yachts, and personal watercraft against damage, theft, and liability while on the water or in storage. It can also include coverage for bodily injury, property damage to others, towing, and fuel spill liability depending on the policy.
ATV & UTV Insurance
ATV insurance helps protect all-terrain vehicles against damage, theft, and liability if you’re involved in an accident or cause injury to someone else. Coverage can also extend to medical payments, uninsured riders, and off-road use depending on the policy.
Golf Cart Insurance
Golf cart insurance helps protect your golf cart against damage, theft, and liability if you cause injury or property damage while operating it. Coverage can extend beyond the golf course, including use in neighborhoods or private communities where allowed.
Classic & Collector Car Insurance
Classic car insurance provides specialized coverage for vintage, collector, or limited-use vehicles that are typically not driven daily. It often includes agreed value protection, lower premiums, and coverage tailored to the car’s unique restoration and appreciation in value.
Umbrella
Umbrella insurance provides an extra layer of liability protection beyond the limits of your home, auto, or other insurance policies. It can help protect your assets from major lawsuits and unexpected claims.
Personal Liability
Personal liability insurance helps protect you financially if you're found responsible for causing bodily injury to someone else or damaging their property. It can help cover legal fees, settlements, and judgments, whether the incident happens at your home or elsewhere.
Jewelry Insurance
Jewelry insurance offers specialized protection for valuable items such as engagement rings, watches, necklaces, and heirloom pieces. Coverage can help with loss, theft, damage, or mysterious disappearance.
Fine Art & CollectiblesÂ
Collectibles insurance helps protect valuable collections such as artwork, sports memorabilia, coins, firearms, wine, comic books, and other treasured items. Coverage is tailored to the unique value of your collection.
Scheduled Personal Property
Scheduled personal property insurance provides enhanced coverage for high-value items such as jewelry, fine art, firearms, collectibles, musical instruments, and luxury watches. By specifically listing these items on your policy, you may receive broader protection and higher coverage limits than what's typically included in a standard homeowners or renters policy.
